First Mortgage

Income Producing Properties

Harbour's flexible lending and creative financing capabilities provide clients with first mortgage loans on a wide range of income producing properties. Harbour offers customized financing solutions for special requirements that may include:

  • High loan to value
  • Non or limited recourse needs
  • Asset class not serviced by institutional lenders
  • Borrower's covenant does not meet bank requirements

Loan Parameters

  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 5 years
  • LTV: up to 85%
  • Locations: Urban areas across Canada

Construction Financing

Harbour construction loans are available for both developers and re-development projects. Harbour facilitates construction financing where:

  • Higher ratio loans are required
  • Institutional level of pre-sales or pre-leasing is not achieved
  • Borrower's covenant does not meet bank requirements

Loan Parameters
  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTC: up to 85%
  • Locations: Urban areas across Canada

Bridge Loans

Harbour provides bridge loans for:

  • Short term needs
  • Condominium and serviced lot inventory loans
  • Properties that have achieved stabilized income or are in the process of repositioning
  • A future sale or refinance
  • Asset class not serviced by institutional lenders

Loan Parameters

  • Loan Amount: $500,000 to $25,000,000
  • Loan Terms: 1 to 2 years
  • LTV: up to 85%
  • Locations: Urban areas across Canada

 

Sidebar Menu

 

Image Gallery

<

Services Overview

Our institutional approach to this market segment provides a level of professionalism, consistency and reliability not normally associated with ‘private’ lending.

With direct access to our underwriters and a makes-sense approach to underwriting Spectrum is the first choice for Brokers looking for competitively priced 1st & 2nd non-conventional mortgage solutions.

Contact Us

We would love to hear from you!

Whether you have a Query or Suggestions. Please get in touch with us on below:

Address: 7560 Airport Rd, Suite 2
Telephone: +1- 905-673-8696
E-mail:info@jasfinancials.com

2019 © Jas Financials